Shared ownership, a method of purchasing property in partnership with a housing association, where the borrower purchases part of the property and rents the rest from the housing association. The minimum purchase amount is 25% of the property value, and the rest may be bought in blocks of 25%. This arrangement is ideal for those whose personal circumstances prevent them from being 100% homeowners.

Certain properties are available for shared-ownership. In addition, certain professioas, such as teachers, policemen, and nurses, can get shared-ownership deals in either purpose built accomodation open to only them, or in housine in the community.

Co-ownership can be an ideal way to get on the property ladder, and the schemes can sometimes allow you to increase your share as your income rises.