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Interest on the interest.
Compund interest is the reason interest on mortgages can mount up over the term of the mortgage. In essence for the early period of a capital and interest mortgage the borrower is paying nearly all interest and not much of the principal of the loan. By overpaying on the loan the mortgage term and interest can be substancially reduced.


Bad Credit, Self Employed, In a hurry
Getting a new deal can be a challenge if your situation has changed. In the current climate remortgage problems are common.